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Topic: CLassic Car Insurance. (Read 7167 times) |
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Mottsy
Junior Member
Posts: 78
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CLassic Car Insurance.
« on: Dec 4th, 2010, 4:47pm » |
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Mines comming up to 15 years old now.
Has anyone here got Classic Car Insurance for their Scorp?
If so what are the pros and cons. Is it cheaper, are you better covered?
Thanks
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gozz
Senior Member
Been around awhile
Posts: 3475
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Re: CLassic Car Insurance.
« Reply #1 on: Dec 4th, 2010, 9:52pm » |
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Mottsy.
I don't think the Scorp is quite there yet,though you could try it,the salient feature of classic cover is an annual set mileage,and agreed value usually defined via a set of photographs,I pay about £90 for a 1960 Beardmore cab.
GOZZ.
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Scorpio_Mike
Senior Member
Jeep Grand Cherokee 3.0 V6 & 2.8 Sierra XR4i 4x4
Posts: 2358
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Re: CLassic Car Insurance.
« Reply #2 on: Dec 4th, 2010, 10:12pm » |
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Try this company : http://www.rhclassicinsurance.co.uk/
They deal with Equity Red Star
I got a 1986 2.8i Sierra XR4x4 insured for just £103 with 3,000 mile annual limit.
Got to be worth a try.
A mate of mine has just got his H reg Mercedes 190 put on a classic policy.
I think you need to have it insured as a 2nd car though - it can't be your main or only car 
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Sierra XR4i's are great...especially when fitted with 4WD 
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Stes Ultimatum
Junior Member
I'm a YaBB newbie!
Posts: 69
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Re: CLassic Car Insurance.
« Reply #3 on: Feb 5th, 2011, 10:38am » |
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Hi,
My Capri was insured with Footman James £ 105.00,
fully comp, unlimited mileage & agreed value.
I think the car has to be about 21 years old the be a classic ?, i may be wrong ?
Steve
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Scorpio_Mike
Senior Member
Jeep Grand Cherokee 3.0 V6 & 2.8 Sierra XR4i 4x4
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Re: CLassic Car Insurance.
« Reply #4 on: Feb 5th, 2011, 8:33pm » |
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on Feb 5th, 2011, 10:38am, Stes Ultimatum wrote:Hi,
My Capri was insured with Footman James £ 105.00,
fully comp, unlimited mileage & agreed value.
I think the car has to be about 21 years old the be a classic ?, i may be wrong ?
Steve |
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I looked on the Hastings website recently at their 'Classic policy section' - Mk3 Granada Scorpio is listed up to 1994 - so maybe it's 15 years
My mate has a 1991 Merc 190 2.6 which he got a classic quote for recently - about £93 I think it was, not sure which company.
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Star sign is Scorpio !
Sierra XR4i's are great...especially when fitted with 4WD
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Scorpio_Mike
Senior Member
Jeep Grand Cherokee 3.0 V6 & 2.8 Sierra XR4i 4x4
Posts: 2358
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Re: CLassic Car Insurance.
« Reply #5 on: Mar 21st, 2011, 12:09pm » |
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Try this company : http://www.rhclassicinsurance.co.uk/
I enquired and was told 'yes' - the Scorpio can be considered for classic insurance if I have a newer car for everyday use and the Scorpio is either garaged or kept on a secure driveway, mileage limited to 3k or 5k per year.
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Star sign is Scorpio !
Sierra XR4i's are great...especially when fitted with 4WD
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dcgiw2009
Junior Member
24v cossy
Posts: 92
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Re: CLassic Car Insurance.
« Reply #6 on: Aug 24th, 2011, 9:26pm » |
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my scorpio cossy is classic insured in ni cost me £139 fully comp www.cccinsurance.co.uk but you need to be a member of a classic club to get this one far as i no as i was asked for a club mem. number etc
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dave
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Lazenby43
Junior Member
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Re: CLassic Car Insurance.
« Reply #7 on: Nov 2nd, 2011, 7:59pm » |
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"Classic" qualification age varies from company to company. I've used these policies for 20 years with various companies. Bear in mind they accrue no no claims.
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Lazenby43
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Re: CLassic Car Insurance.
« Reply #8 on: Nov 5th, 2011, 7:11pm » |
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Tried the rh...... company. No response after four days.
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L6ENY
Full Member
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Re: CLassic Car Insurance.
« Reply #9 on: Feb 1st, 2012, 11:05pm » |
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Just insured with rh classic £190 fully comp, 98 24v estate,
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Jeff
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Re: CLassic Car Insurance.
« Reply #10 on: Feb 1st, 2012, 11:10pm » |
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RH penalised me on my Nissan 300ZX as it is an import, in spite of the fact they are identical to UK-supplied ones, and I only pay about 200 quid for my Scorp, which is my main car (of course), through Admiral.
Not that I'd recommend them, mind.
Do we like insurance sellers or solicitors best? Hard one, that.
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2.9 Cosworth saloon and 2.3 saloon
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Jeff
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Re: CLassic Car Insurance.
« Reply #11 on: Feb 1st, 2012, 11:14pm » |
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Read somewhere the other day that 3rd party cover is more expensive than comprehensive.
This doesn't help my feelings towards insurance sellers 
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2.9 Cosworth saloon and 2.3 saloon
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leewar
Senior Member
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Re: CLassic Car Insurance.
« Reply #12 on: Feb 3rd, 2012, 9:02pm » |
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Jeff, Found that myself. It's one way to eliminate third party insurance altogether  Lee
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Mike H
Senior Member
Renault Clio
Posts: 2594
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Re: CLassic Car Insurance.
« Reply #13 on: Feb 5th, 2012, 8:00pm » |
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on Feb 1st, 2012, 11:14pm, Jeff wrote:Read somewhere the other day that 3rd party cover is more expensive than comprehensive.
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Ah yes, read just recently in old newspaper (re finance tips) it's because they assume that YOU think you are a risk by asking for 3rd party in the first place lol 
Ergo they bump it up on that basis (you are a greater risk)
This is based on their past experience apparently
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Mike H
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a900one
Full Member
A scorpio is for life not just for christmas
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Re: CLassic Car Insurance.
« Reply #14 on: Sep 1st, 2012, 8:28am » |
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I insured my scorp with RH, as I changed my number on to the car, I had a new statement of needs . On the new statement, next to the estimated value, they had added that they would only pay the market value, at the time of total loss. Now what is the market value when there is only app 500 left, and only 379 on the road. The chance of me replacing my car is about none. I have rung them about this, and if I could put it in a garage they will value it at my value of, £2500.
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gozz
Senior Member
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Posts: 3475
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Re: CLassic Car Insurance.
« Reply #15 on: Sep 1st, 2012, 10:03am » |
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I,ve got an old Dennis fire engine (1969), the bloke I bought it from insured it as a classic with NFU Mutual,I followed suit,they charge me £100 and are very easy and pleasant to deal with,rare indeed 
GOZZ.
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PJDavis
Senior Member
2 x 1995 Jag X300 3.2 / 4.0 (Henley) 1957 XK140
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Re: CLassic Car Insurance.
« Reply #16 on: Sep 1st, 2012, 11:02pm » |
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Call me 'Mr-Cynical' but Insurance companies are only going to insure you if you have no-risk. I would never insure my Scorp in a special policy like 'classic' because I want to use my car 'as-normal'. I'll get nothing for my car if it's crashed in any way, but I remain fully insured including home-start and rescue and a full NCD protected for about £210. If the Scorp was a fatality I'd buy it back, and look for another to make one out of two. I'd never do classic, it's full of their rules. 
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